Adapt or Die?

The world is changing rapidly.  I saw a program on PBS last night about Henry Ford and it made me think of today and our own industry.  He built the …

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How Valuable is a Dollar?

A few short years ago, we saw  our financial world crumble as it became all too easy to trade integrity and honesty for millions of dollars in the banking and housing industries. …

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It’s the Mistakes You Make!

I heard on public radio a few days ago that defaults on SBA guaranteed loans to franchisees rose more than 50% last year.  One in 10 franchises closed their doors. Many businesses …

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